AXCESS™ Commercial Loans Software
Commercial lending is a complex process.
Owner occupied residential loans will, in most instances, have two individual, most likely related, borrowers, a single residence offered as security, income to support the repayments based on wages and salary and relatively straight forward assets and liabilities.
Commercial loans will most likely have single or multiple corporate borrowers, potentially multiple securities, complex personal guarantees from Directors, complex income streams, complex assets and liabilities often across multiple entities and complex discharge and release of securities just to list a few of the issues that need to be assessed as part of the underwriting decision and ultimately managed should the loan proceed.
AXCESS™ Commercial Loans Software has the functionality to manage and monitor these complex processes coupled with the ability to automate the process where appropriate.